The word credit is a noun. Credit means (1) used in the phrase `to your credit' in order to indicate an achievement deserving praise, (2) recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours, (3) an entry on a list of persons who contributed to a film or written work, (4) approval, (5) arrangement for deferred payment for goods and services, (6) money available for a client to borrow, (7) an accounting entry acknowledging income or capital items.
Credit is also a verb that means (1) have trust in; trust in the truth or veracity of, (2) give someone credit for something, (3) give credit for, (4) accounting: enter as credit.
The following articles and web pages elaborate on the word credit.
Browse this credit analysis firm guide and directory to learn about credit analysis companies in the United States of America. The macro photo on this page shows a credit card with embossed numbers.
This credit analysis firm page comprises information about credit analysis careers in the United States of America plus a conceptual photo of a credit analyst checking a consumer's creditworthiness.
Consumer use of credit cards rose dramatically during the late 20th century, fueled in part by real estate price increases that made homeowners wealthier. With the recent drop in home values, credit card debt has become a serious problem.
The Farm Credit Administration (FCA) is an independent agency in the executive branch of the U.S. Government. It is responsible for the regulation and examination of the banks, associations, and related entities that collectively comprise what is known as the Farm Credit System (System), including the Federal Agricultural Mortgage Corporation (Farmer Mac).
Equifax was founded in 1899 as Retail Credit Company. Its main purpose was to provide credit information to businesses. This remains its primary function though it offers other services to individuals, such as credit reports and repair, and to businesses with services such as debt recovery, account management, and data breach services. There are Equifax locations in 13 countries.
Capital One, established in 1995 and headquartered in McLean, Virginia, is a diversified financial services company offering a broad array of credit, savings, and loan products. They offer credit cards, auto loans, direct banking, home loans, healthcare finance, personal loans, small business and commercial services and more. The website provides detailed information about each product.
Discover Card is a credit card issued by Discover Financial Services. Since its inception in 1986, the company has grown to have over 50 million card members. On the website, users can find out about the various kinds of discover cards available. They also offer student loans, home loans, cds and money market fund, and more. Users can apply for a card on the website.
Intelius, founded in 2003, is an information commerce company. They provide consumers and businesses with information that will help them make decisions. Intelius offers people searches, background checks, and other types of information while, at the same time, maintaining security and privacy. Intelius is active in a number of philanthropic efforts including scholarships and United Way.
Visa, headquartered in San Francisco, began in 1958 as BankAmericard; it changed its name to Visa in 1976. Over 13,000 financial institutions are members of Visa, which has over 520 million card holders in the U.S. Visa-branded cards are accepted at nearly 7 million merchant locations, and $17 of ever $100 is charged on Visa. Users to the website can find out about the types of cards and services.
MasterCard is a credit card company or, as it calls itself, an electronic payment industry. The company, founded in 1966, offers credit cards, debit cards, and prepaid cards to consumers and provides commercial payment programs for businesses of all sizes. On the website, users can find out about all the MasterCard products. There is also a Learning Center where users can learn about credit and debt.
A second mortgage, in the form of a home equity loan or home equity line of credit, may enable you to use your real estate equity for various purposes, including home improvement, college tuition, and debt consolidation.
With today's economy, many people have taken out or are currently contemplating taking out a second mortgage. Visitors can learn the differences between a home equity loan and a home equity line of credit.
Authorize is a gateway payment authorizer which allows businesses to accept credit card and electronic check payments through their web sites. According to the website, over 185,000 merchants use Authorize. The website describes the product in detail and also how it can be purchased.
Chase, with corporate headquarters in New York City, provides banking services worldwide. On the website, users can learn about credit cards, checking and savings accounts, CDs, debit cards, and online banking. There are also links to personal lending services, including mortgages and auto loans plus student loans and home equity loans.
Citibank.com is the source of information about and access to domestic financial services provided by Citibank retail banking and other Citibank services. Citibank offers credit cards as well as other full banking services such as bill paying, savings, IRAs, CDs, mortgages, student loans, auto loans, investment services, and many other financial services. Citibank is located in over 100 countries.
CSC, founded in 1959, is a business consulting firm with hundreds of clients in business and government worldwide. Corporate headquarters are in CA with offices around the world. Some of the services they offers are: credit services, customer relationship management, enterprise solutions, hosting services, legal services, outsourcing, risk management and claims, and others. More on the website.
Evrsoft, founded in 1998, produces and sells software for web site designers. Their premier product, 1st Page, has been downloaded by over 30 million users. Evrsoft also produces software to allow credit card processing on websites. Users can download the software on this site and with the download, comes a one year membership to Dreamtemplate.com.
For over 70 years, The Ex-Im Bank has been the official export credit agency of the United States. Its mission is to finance the export of U.S. goods and services to international markets. On the website, users can find out how to obtain advice and loans. There is also more information about the Agency and forms to apply for assistance. Specific countries and their needs are also discussed.
This website offers all kinds of assistance to users who want to sell their homes themselves. The site provides reasons for not working with a realtor, information about neighborhoods, mortgages, a place to search for a home, real estate forms, information on finding appraisers, cost of living calculators, credit reports, and a complete guide to selling your home yourself.
The following articles provide recent credit-related news.
U.S. Reps. Gwen Moore and Paul Cook introduced a bill this week would allow more credit unions to expand their fields of membership to underserved communities.
American Banker. Acquired Saturday, 16 Dec 2017.